VALUE BASED
FINANCIAL PLANNING
FOR INDIVIDUALS
WHO DON'T COME
FROM MONEY
READY TO 
WEALTH
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See if We're a Good Fit for You
All of our services start with a complimentary consult

Vea si Somos una Buena Opcion para Usted
Todos nuestros servicios comienzan con una consulta gratuita

GET CLOSER TO YOUR FINANCIAL GOALS
BUILD & PROTECT WEALTH
INVEST SMARTER
REDUCE TAXES
OPTIMIZE INCOME
LEAVE A LEGACY
FROM DIY TO FULL SERVICE
FINANCIAL PLANNING
LET US HELP YOU ON YOUR FINANCIAL JOURNEY
NO MATTER WHERE YOU'RE AT
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GOLDEN AGE

Over 50, nearing retirement or in retirement.

 

Most common questions:

  • Am I on track to retire comfortably?

  • Will my money last me through retirement?

  • Should I take Social Security early?

  • Will my family be secure if something happens to me?

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FULL HOUSE

All families look different.

 

   

 

Most common questions:

  • How do I balance my family spending while we save for our future?

  • Are we on track to achieve our family goals? 

  • What happens to my family if our income is negatively affected?

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MOM BOSS

You may or may not work outside the home.

Most common questions:

  • How do I maximize our family income?

  • How can I start teaching my children about finances early?

  • How much should I save for my children's college and when should I start?

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NEWLY ADULTING / FRESH OUT OF COLLEGE

Are you just starting your new role as an adult?

Everyone starts somewhere.

 

Most common questions are:

  • I want to learn how to invest and plan for the future, what are the steps I could take today to get there?

  • I don't make a lot of money, can I still plan for the future?

  • How do I manage my debt?

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IN UNIFORM

Those who serve.

Military, Police, Firefighter..ect. 

Married or not.

Most common questions:

  • How does my retirement pension affect my retirement?

  • How do I maximize my TSP/401k?

  • What happens if I change my career?

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PROFESSIONAL/ENTREPRENEUR

Are you building and/or growing your life and/or business? Married or not.

 

 

Most common questions are:

  • How do I maximize my income?

  • What are my options if I am laid off?

  • Where is the best place to invest?

  • What type of IRA is right for me? 

  • How much do I contribute to reach my retirement goals?

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DIVORCED

Preparing for divorce, currently going through divorce, recently divorced.

Most common questions:

  • How do I fairly split our assets? What should I ask for?

  • How will this divorce affect my retirement?

  • How will this divorce afect the financial goals I have for my children?

FIDUCIARY OATH
As your financial planner, I stand by the Fiduciary Oath
(That means I will ALWAYS put your best interest first)
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CONTACT US

MAILING ADDRESS  |  801 Kakala St. Unit 48  

                                Kapolei, HI 96707 

E-MAIL for general info, appointments, and administrative inquiries 

 BGarcia@1t1ffinancial.com

E-MAIL Claudia directly 

CEMoreno@1t1ffinancial.com

PHONE  |  (619) 320-5489

HAVE A QUESTION?

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